Feb 10, 2025 · Here's when you can downgrade your credit card account for most major card issuers — and when it might be a good option. What does it mean to downgrade a card? …

A credit card downgrade is essentially the inverse of an upgrade. It is when you go from a card with a higher annual fee to a card with a lower annual fee, or a card with no annual fee at all. …

Apr 12, 2022 · How do you downgrade a credit card, what does that mean, and under what circumstances does it make sense? Here's what you need to know.

Mar 27, 2025 · You might be wondering how to actually cancel or downgrade your credit cards. In this guide, we'll walk you through all the rules, processes and options.

Oct 16, 2024 · Whether you want to upgrade that no-fuss card to one that earns rewards or you're looking to downgrade a high-fee premium card with irrelevant perks, it's often possible to make …

Aug 12, 2024 · Requesting a card downgrade is fairly straightforward: Call the customer service phone number on the back of your card and speak to a Chase agent. Chase also lets you …

Aug 22, 2024 · A credit card product change refers to swapping one credit card for a different card from the same issuer. Think of upgrading a secured card to an unsecured card or switching …

Nov 24, 2020 · If you downgrade your card to a different product instead of just closing it, you'll retain your same account number and account history. Via a downgrade, you can quickly …

Jan 7, 2025 · Learn how these options work and whether upgrading or downgrading is even the right way to think about it. What you’ll learn: Some issuers allow cardholders to change from …

Mar 20, 2025 · If you're paying an annual fee on a credit card you rarely use, it may be time to consider downgrading it. Select explains what that could mean if you're looking for a card that …