This guide provides a detailed examination of the regulatory framework governing Multiple Employer Welfare Arrangements (MEWAs) under ERISA. It outlines the interplay between federal and state regulations, offering insights into compliance requirements and enforcement actions.

Sep 28, 2024 · A multiple employer welfare arrangement (MEWA) allows employers to provide benefits to their employees at a lower cost by combining their contributions.

Multiple Employer Welfare Arrangements/Form M-1. Filings Required of Multiple Employer Welfare Arrangements and Certain Other Related Entities — Final Rule

Under current law, a MEWA that constitutes an ERISA-covered plan is required to comply with the provisions of Title I of ERISA applicable to employee welfare benefit plans, in addition to any State insurance laws that may be applicable to the MEWA. If …

Jun 21, 2018 · A MEWA must file a M-1 (MEWA registration) 30 days prior to beginning to operate in a state.

This section sets out requirements for reporting by MEWAs that provide benefits that consist of medical care and by certain entities that claim not to be a MEWA solely due to the exception in section 3(40)(A)(i) of ERISA (referred to in this section as Entities Claiming Exception or ECEs).

Apr 10, 2018 · The acronym, “MEWA” stands for Multiple Employer Welfare Arrangement. The DOL pays careful attention to MEWAs and would quickly audit if there were any reasons to inquire. In 1983, Congress added a special preemption rules to ERISA specifically authorizing limited state regulation of those MEWAs that also qualify as ERISA plans.

Sep 7, 2023 · A MEWA is an arrangement where two or more employers pool their contributions to provide group health and other welfare benefits (such as dental, vision, life, and disability) to their employees. Welfare benefits under a MEWA may be self-insured or fully insured.

Jun 1, 1995 · A MEWA is defined in ERISA as an employee welfare benefit plan, typically providing medical, surgical, or hospital care benefits or benefits in the event of sickness, accident, disability, death or unemployment, to the employees of two or more employers.

Aug 28, 2018 · According to ERISA, a MEWA, also known as a “multiple employer welfare arrangement,” is an employee welfare plan or arrangement that provides welfare plan benefits to the employees of two or more unrelated employers.