On March 31, 2025, the 2024 Modified LAR was released. A combined file containing all LAR records in a single file is also available. These files can be accessed via the Modified LAR page.

Instructions for using the LAR Formatting Tool (LARFT) to create a HMDA LAR file. Download the HMDA LAR Formatting Tool for data collected in or after 2018 by selecting the link located on the Loan/Application Register (LAR) Formatting Tool webpage located at https://ffiec.cfpb.gov/tools/lar-formatting .

Modified Loan/Application Register (LAR) A downloadable modified LAR file is available for every financial institution that has completed a HMDA data submission in the selected year. The modified LAR data represents the most current HMDA submission made by an institution.

Mar 31, 2025 · WASHINGTON, D.C. – The Home Mortgage Disclosure Act (HMDA) Modified Loan Application Register (LAR) data for 2024 are now available on the Federal Financial Institutions Examination Council's (FFIEC) HMDA Platform for approximately 4,898 HMDA filers. The published data contain loan-level information filed by financial institutions and modified to protect consumer privacy.

Apr 1, 2025 · The Home Mortgage Disclosure Act (HMDA) requires many financial institutions to maintain, report, and publicly disclose loan-level information about mortgages.

Apr 7, 2025 · The CFPB has announced that Home Mortgage Disclosure Act (HMDA) Modified Loan Application Register (LAR) data for 2024 are now available on the Federal Financial Institutions Examination Council’s (FFIEC) HMDA Platform for about 4,898 HMDA filers.. The data published contains loan-level information filed by financial institutions and modified to protect consumer privacy.

2.3 HMDA data points Financial institutions subject to HMDA’s requirements report up to 110 different data points for each mortgage application they receive. Collectively, the data points for each application are referred to as a “loan/application register” or “LAR.” Among the data points are loan type, loan

Mar 29, 2024 · The HMDA modified LARs are now available for each institution that filed HMDA data collected in 2023. Institutions can find the data on the Federal Financial Institutions Examination Council’s (FFIEC) HMDA Platform for approximately 5,089 HMDA filers.

Mar 29, 2019 · — Today, the Home Mortgage Disclosure Act (HMDA) Modified Loan Application Registers (LARs) data were published for approximately 5,400 financial institutions. This is the first year in which additional data reported by certain institutions under …

Dec 14, 2023 · Learn how to comply with HMDA regulations effectively and avoid errors. Timely data input and verification for accurate reporting. Frequent updates = better results.