FICO® Scores generally range from 300 to 850, though industry-specific FICO Scores have a slightly broader 250 to 900 score range (more on the diferent FICO Score versions on page 8). Higher FICO Scores demonstrate lower credit risk, and lower FICO Scores demonstrate higher credit risk. What’s considered a “good” FICO® Score varies by lender.

FICO® score estimates your level of future credit risk. In order for a FICO® score to be calculated on your credit report, the report must contain enough information—and enough recent information—on which to base a score. Generally, that means you must have at least one account that has been open for six months or longer, and at least one ...

Between all three bureaus, there are 28 FICO® Scores that are commonly used by lenders. You can use the chart below as a guideline for which score version is most relevant for the type of credit or loan you’re seeking. FICO recently released FICO® …

The FICO® Score 10 suite provides a comprehensive set of the most powerful FICO® Scores ever. Leveraging FICO’s heritage of scoring expertise, this new suite, offering FICO® Score 10 and FICO® Score 10 T, supports more predictive consumer credit risk management. Both scores use recent data. FICO Score 10 T also integrates trended credit data,

AFICO® Score is based on data on a consumer’s credit report at one of the three major credit bureaus – Experian, TransUnion andEquifax. Lenders use FICO® Scores to help them quickly, consistently and objectivelyevaluate potential borrowers’credit risk, which makes the lending process faster and fairer. 5. 4. 3. 2. 1. Payment History.

FICO® Scores are the most widely used credit scores. Each FICO® Score is a three-digit number calculated from the data on your credit reports at the three major consumer reporting agencies—Experian, TransUnion and Equifax. Your FICO® Scores predict how likely you are to pay back a credit obligation as agreed.

FICO ® Score. offered by all three U.S. consumer reporting agencies — Equifax, Experian, and TransUnion—and is used by some lenders to address specific types of lending products, such as auto loans or credit cards. FICO ® Industry Scores range from 250 to 900. Score factors . Score factors are the top areas that affected that consumer’s ...

FICO® Scores are the most widely used credit scores. Each FICO® Score is a three-digit number calculated from the data on your credit reports at the three major consumer reporting agencies—Experian, TransUnion and Equifax. Your FICO® Scores predict how likely you are to pay back a credit obligation as agreed.

Scoring and modeling, whether internally or externally developed, are used extensively in credit card lending. Scoring models summarize available, relevant information about consumers and reduce the information into a set of ordered categories (scores) that foretell an outcome.

The FICO® Score Program gives you the opportunity to view your FICO® Score 8 (“FICO® Score”) credit score in Online Banking at no charge, along with two key factors affecting that particular FICO® Score. FICO is a registered trademark of the Fair Isaac Corporation (“Fair Isaac”) in the United States and other countries.