Visa Secure is our EMV 3-D Secure program that makes authentication simple, reduces customer friction and helps prevent card-not-present fraud. Learn more now.

Visa Secure is our EMV 3-D Secure program that makes secure authentication simple, reduces customer friction and helps prevent card-not-present fraud. Learn more now.

3-D Secure 2.0 results in higher approval rates, additional fraud protection, fewer messages for speedier checkout & increased sales. To find out more about Visa 3-D Secure 2.0 and the evolution of payment security, contact your account executive.

Overview: Visa will discontinue support for 3-D Secure (3DS) 1.0.2 on 15 October 2022. In preparation for the 3DS 1.0.2 sunset, Visa is reminding acquirers, merchants and issuers to migrate to EMV® 3DS.

Visa Secure is designed to make online payments more secure by enabling an issuer to authenticate its cardholders, thus ensuring payments are made by the legitimate owner of the account. 3-D Secure (3DS) is the specification that defines the messages and data that enable the authentication to occur. 3DS 1.0.2 is the original version of the ...

EMV® 3-D Secure (3DS) provides a near seamless user experience, improved data exchange for better fraud management and authorization decision making, and support across multiple payment channels and devices.

3-D Secure is a specification developed by Visa to improve transaction performance online and to accelerate the growth of electronic commerce. Verified by Visa is an authentication program based on the 3-D Secure Specification.

3-D Secure (3DS) is a messaging protocol that enables consumer authentication for e-commerce transactions by allowing the exchange of data between the merchant, card issuer and, when necessary, the consumer.

For more details on the PRes message, please refer to sections A.1—3DS SDK Predefined Data and A.2—Type of Changes That Require 3DS SDK Update in the version 2.2.0 specification on the EMV 3-D Secure website.

The request is passed to the Issuer, along with contextual data, utilizing 3-D Secure. Visa Consumer Authentication Service helps Issuers make smarter authentication decisions.