Apr 2, 2025 · A registered index-linked annuity, or RILA, is a type of annuity that combines some features of fixed-index annuities and variable annuities. What sets it apart from other types of annuities is your ability to set the maximum loss you are willing to tolerate.

A registered index-linked annuity (RILA) lets you choose how to prioritize growth opportunities while providing an element of protection, if the Strategy is held through the end of the Strategy Term. Key features of a RILA

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Give clients flexibility and control over their investment choices. You can help clients keep their money invested for growth potential while also providing some protection against loss. Our registered index-linked annuities (RILAs) offer options with up to 20% downside protection and many segments with uncapped participation rates.

When you choose a RILA, you select a term (the amount of time the crediting strategy is in effect), a level of downside protection against market downturns, and a market index to track. With a RILA, you typically don’t pay taxes on the growth in the …

View rates for strategies that credit interest and for protection options. Create hypothetical performance scenarios and comparisons that show how the product works. An optional benefit is available that can help grow and protect lifetime income. Access forms for withdrawals, beneficiary changes, transfers, and more.

Corebridge MarketLock Annuity is a registered index-linked annuity (RILA) designed to help you lock in gains as you climb toward your retirement goals, while reducing losses in down markets. Corebridge MarketLock Annuity is issued by American …

Jun 7, 2024 · What is a registered index-linked annuity (RILA)? A RILA is a type of indexed annuity, meaning it’s tied to the performance of a market index. RILAs generally come with higher caps and lower floors than other types of indexed annuities — …

Jul 24, 2024 · The Commission is applying to RILA and registered market value adjustment annuity advertisements and sales literature a current Commission rule that provides guidance as to when sales literature is materially misleading under the Federal securities laws.

From a risk standpoint, a RILA can be described as a cross between a fixed indexed annuity and a variable annuity. A RILA may be a good match for you if you want to limit your downside exposure and you are willing to accept some market risk in exchange for more growth potential.