A personal loan is an unsecured loan you can use to consolidate debt, pay for major expenses, and more. Check your rate for up to $40,000 with Discover®. Skip to main content

A Discover personal loan is intended for personal use and cannot be used to pay for post-secondary education, to pay off a secured loan, or to directly pay off a Discover credit card. If your application is approved, we will send funds after you accept the loan.

Our dedicated, U.S.-based loan specialists are here to help — from the moment you apply for a loan to the moment you're finished repaying it. 1-866-248-1255 Monday - Friday, 8 a.m. - 11 p.m. ET

Our personal loan calculator can estimate your interest and monthly payments for the terms you pick. See how Discover® Personal Loans could help you.

Personal loans could be used to consolidate bills and credit card debt; Choose a repayment term that works for you, from 36- to 84-month terms; Pay off your consolidated debt with one set regular monthly payment; Borrow between $2,500 and $40,000 with a Discover personal loan

Have questions about personal loans? Get answers from Discover® Personal Loans about prepayment, disbursement, the loan process, and more.

Aug 27, 2024 · A personal loan is an installment loan that provides you with funds to use for a wide variety of purposes, such as home improvements, consolidating debt, or making big purchases like new appliances. When renovating or remodeling, a personal loan can help pay for more than appliances.

A personal loan from Discover of up to $40k can help you consolidate higher-interest debt or afford a large purchase. $0 origination fees, a fixed monthly payment and no prepayment penalty. Estimate your payments today with our personal loan calculator.

May 15, 2024 · Considering a student loan to help pay for college? Discover Student Loans provides loans for college students & can help find the loan that is right for you. Learn about student loans for college and graduate school.

Jan 29, 2025 · Should you apply for a personal loan online or in person? Learn the pros and cons of each, and read how to apply online, with Discover Personal Loans.