
Huan Tang
Huan Tang Assistant Professor of Finance The Wharton School, University of Pennsylvania
Research – Huan Tang
Peer-to-Peer Lenders Versus Banks: Substitutes or Complements? 2019, Review of Financial Studies Measuring the Welfare Cost of Asymmetric Information in Consumer Credit Markets, …
Huan Tang HEC Paris This paper studies whether, in the consumer credit market, peer-to-peer (P2P) lending platforms serve as substitutes for banks or instead as complements. I develop a …
Introduction Reduced-form Analysis Model and Estimation Platform Profit Setting: Online lending in China Empirical challenge: Measurement of demand for/willingness to pay for privacy Why …
Introduction Research Design Data and Results Literature P2P investors Herding (Duarte, Siegel, and Young 2012; Lin, Prabhala and Viswanathan 2012); Lending in relation to borrower …
Huan – Huan Tang
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