Whether you're at home, in the office, or on the road, you can take care of business quickly with It's Me 247, HCU Mobile App for online banking. It's Me 247 is a free, secure online banking application that gives members 24/7 access to your account information.

Bank like you own the place. 217.726.8877

eStatements Cut the clutter, save a tree, and simplify your life with FREE eStatements. All you need is a computer with Internet access, It's Me 247 Online Banking and a personal email address. With HCU eStatements, you gain more flexibility and security in …

Overdraft Protection and Courtesy Pay Get peace of mind knowing that your checks, ATM/CheckCard transactions and/or automatic withdrawals will be honored, despite an overdraft. As a service to our members, HCU offers Courtesy Pay and Overdraft Protection. Overdraft Options: Courtesy Pay

With an HCU MasterCard© Check Card, you can make purchases anywhere MasterCard is accepted. You have access to any ATM, and if your card is used as a signature-based transaction, MasterCard protects your purchases.

Heartland Credit Union offers unsecured personal loans for your unexpected expenses. Learn more about an HCU personal loan, check current rates and apply online.

FREE CHECKING Our completely FREE basic checking requires no minimum balance. It is a non-dividend earning account, but it is a great fit if you want flexibility in your monthly balance. Plus, you still receive the HCU checking account benefits listed below. Re-order checks | Contact Us | Call 217-726-8877 BENEFITS OF FREE CHECKING ACCOUNT

Open an HCU savings account with as little as a $6 initial deposit. ($5 plus a one-time, $1 membership fee.) If for any reason you leave HCU, your $5 will be returned to you. The minimum balance of a savings account is just $5. Dividends compound and pay monthly on balances of $100 and above (18 and older). Benefits of the HCU Savings Account

HCU established the Grad Account for those young adults (ages 19-25) who still need a little financial guidance. Building a strong financial foundation is a lesson you will learn in the classroom of life and HCU is happy to provide you with the tools you need to get an A+.

Review current rates and APY for all Heartland Credit Union services, including savings, money market, CD, IRA, teen club accounts, personal and home equity loans.