On March 31, 2025, the 2024 Modified LAR was released. A combined file containing all LAR records in a single file is also available. These files can be accessed via the Modified LAR page.

Instructions for using the LAR Formatting Tool (LARFT) to create a HMDA LAR file. Download the HMDA LAR Formatting Tool for data collected in or after 2018 by selecting the link located on the Loan/Application Register (LAR) Formatting Tool webpage located at https://ffiec.cfpb.gov/tools/lar-formatting .

Mar 31, 2025 · WASHINGTON, D.C. – The Home Mortgage Disclosure Act (HMDA) Modified Loan Application Register (LAR) data for 2024 are now available on the Federal Financial Institutions Examination Council's (FFIEC) HMDA Platform for approximately 4,898 HMDA filers. The published data contain loan-level information filed by financial institutions and modified to protect consumer privacy.

A pipe delimited text file is the required format beginning for data collected in 2017 for financial institutions to file their loan/application register (LAR) using the HMDA Platform. Follow the Excel LAR Formatting Tool instructions to format your data into a pipe delimited text file.

Apr 1, 2025 · The Home Mortgage Disclosure Act (HMDA) requires many financial institutions to maintain, report, and publicly disclose loan-level information about mortgages.

HMDA 2024 LAR is available through calendar year 2027. At its discretion, a financial institution may also provide its HMDA LAR, as modified by the CFPB, and impose a reasonable fee for any costs incurred to reproduce or provide the data. 12 CFR 1003.5(d)(2). Even if it decides to provide the modified HMDA LAR, a

5 days ago · The CFPB has announced that Home Mortgage Disclosure Act (HMDA) Modified Loan Application Register (LAR) data for 2024 are now available on the Federal Financial Institutions Examination Council’s (FFIEC) HMDA Platform for about 4,898 HMDA filers.

Apr 1, 2025 · The CFPB has announced that the Home Mortgage Disclosure Act (HMDA) Modified Loan Application Register (LAR) data for 2024 are now available on the Federal Financial Institutions Examination Council's (FFIEC) …

Jan 25, 2025 · The Home Mortgage Disclosure Act (HMDA) is a federal law mandating lenders to maintain records on individual mortgages to help reveal whether they are complying with fair housing laws and...

Modified Loan/Application Register (LAR) The modified LAR provides loan-level data for an individual financial institution, as modified by the Bureau to protect applicant and borrower privacy.