Sep 9, 2024 · Compliance resources and guidance to help industry understand, implement, and comply with the Home Mortgage Disclosure Act (HMDA) / Regulation C.

Jan 1, 2024 · Please review the implementation and guidance materials available on our website, including regulations and official interpretation, before submitting a question about the Bureau’s rules or regulations.

Nov 10, 2021 · The questions and answers below pertain to compliance with the Home Mortgage Disclosure Act (HMDA).

Mar 31, 2025 · Enacted by Congress in 1975, HMDA provides the most comprehensive source of publicly available information on the U.S. Mortgage Market. See How It Works Explore the Data

Apr 1, 2025 · The Home Mortgage Disclosure Act (HMDA) requires many financial institutions to maintain, report, and publicly disclose loan-level information about mortgages.

This part, known as Regulation C, is issued by the Bureau of Consumer Financial Protection (Bureau) pursuant to the Home Mortgage Disclosure Act (HMDA) (12 U.S.C. 2801 et seq.,) as amended.

The Bureau’s 2015 HMDA Rule changed: (1) the definition of a financial institution that is subject to Regulation C; (2) the types of transactions that are subject to Regulation C; (3) the data that financial institutions are required to collect, record, and report pursuant to Regulation

Jan 25, 2025 · The Home Mortgage Disclosure Act (HMDA) is a federal law requiring mortgage lenders to keep key information regarding their lending practices. Lenders must submit these records to...

HMDA Rule adopts a dwelling-secured standard for transactional coverage. Beginning on January 1, 2018, covered loans under the HMDA Rule generally will include closed-end mortgage loans and open-end lines of credit secured by a dwelling.

Mar 3, 2021 · Review the compliance information on the requirements for the Home Mortgage Disclosure Act, or HMDA.