Jan 25, 2025 · The Home Mortgage Disclosure Act (HMDA) is a federal law mandating lenders to maintain records on individual mortgages to help reveal whether they are complying with fair housing laws and...

Enacted by Congress in 1975, HMDA provides the most comprehensive source of publicly available information on the U.S. Mortgage Market. See How It Works Explore the Data

Apr 1, 2025 · The Home Mortgage Disclosure Act (HMDA) requires many financial institutions to maintain, report, and publicly disclose loan-level information about mortgages.

HMDA data are the most comprehensive source of publicly available information on the U.S. mortgage market. Learn more about mortgage activity from these data or download the data for your own analysis.

The HMDA data and reports are the most comprehensive publicly available information on mortgage market activity. The data and reports can be used along with the Census demographic information for data analysis purposes.

The Home Mortgage Disclosure Act (or HMDA, pronounced HUM-duh) is a United States federal law that requires certain financial institutions to provide mortgage data to the public. Congress enacted HMDA in 1975.

The Federal HMDA reporting agencies (the Board, CFPB, HUD, FDIC, NCUA, and OCC), referred to as the “appropriate Federal agency” in Regulation C, agreed that, beginning on January 1, 2018, all HMDA filers will file their HMDA data with the

Nov 10, 2021 · Frequently asked questions (FAQs) on the Home Mortgage Disclosure (HMDA) rule, which is located in Regulation C.

Mar 3, 2021 · Review the compliance information on the requirements for the Home Mortgage Disclosure Act, or HMDA.

Feb 13, 2025 · The Home Mortgage Disclosure Act (HMDA) is a federal law that requires lenders to share information about home loans. Mortgage lenders must gather, maintain and share specific data about the applications they receive and the loans they issue for purchasing, refinancing and home improvement.