FHA loans have been helping people become homeowners since 1934. How do we do it? The Federal Housing Administration (FHA) - which is part of HUD - insures the loan, so your lender can offer you a better deal. What does FHA have for you? Buying your first home? FHA might be just what you need.

Oct 31, 2024 · FHA loans are ideal for first time home buyers with 3.5% down. Check out FHA requirements, rates, loan size limits, premiums, closing costs and FHA pros and cons. Reviewed by FHA loan officers.

Dec 17, 2024 · What is an FHA loan? An FHA loan is a type of mortgage geared toward borrowers with lower credit scores or who otherwise don't qualify for a conventional loan. You can use an FHA loan to...

Jan 6, 2025 · FHA loans are government-backed mortgages that are easier to qualify for than conventional loans. FHA loans give people with imperfect credit or limited down payment funds a more accessible way to buy a home, and are very popular with first-time homebuyers.

Mar 27, 2025 · FHA loans are mortgages intended for certain borrowers who might find it difficult to obtain loans otherwise. The federal government insures FHA loans issued by private lenders, such as banks....

Nov 20, 2024 · Mortgages backed by the Federal Housing Administration have different requirements from other types of home loans. It’s often easier to qualify for an FHA loan than a …

Dec 2, 2024 · FHA loans offer assistance to first-time homebuyers, seniors who partially or fully own their home, and those buying a manufactured or mobile home. Find out how FHA loans can help you.

FHA's Single Family mortgage programs help prospective homebuyers and current homeowners finance or refinance a home for purchase, renovations or repairs, energy-efficiency improvements, new construction, and more. Learn about the most used mortgage programs that meet the various housing needs of individuals and families across the nation.

Mar 3, 2025 · FHA loans are mortgages designed to help low- and moderate-income borrowers qualify for home financing. You can qualify for an FHA loan with a lower credit score than a...

Dec 20, 2024 · FHA loans are issued by private, FHA-approved lenders, including many banks, credit unions and nonbanks (a type of lender). An FHA home loan can be used to buy or refinance numerous types of...