Crop Fire is a policy that covers fire damage in standing grain and grain in transit until first place of storage. Covers loss from fire or damage from lightning strike before and during harvest. (Coverage is in excess over other valid and collectible insurance.)

Crop Fire is a stand-alone named peril product that covers fire, lightning and transit. This product can be purchased for any crop with management approval.

Some crop insurance policies will cover some types of fire damage, and some farms even have some coverage for crop fires under their umbrella policies. The only way to really know is to look at the coverage you carry.

Crop Fire Insurance. Crop Fire Insurance is extra insurance for direct crop loss caused by fire or lightning. Crops are covered before harvest or while the crop is still in the harvester. Coverage includes: Spot-fire losses are paid on a per-acre basis; Covers some types of fires that federal crop insurance does not cover

Crop Hail coverage from Farmers Mutual Hail. Crop Hail coverage provides protection against physical damage from hail and/or fire. Most FMH hail policies include extended coverages like fire and lightning, theft, vandalism and malicious mischief, and certain perils while in transit and storage at no additional cost to you.

May 16, 2024 · Coverage: Crop-Fire policies provide coverage for damage to crops caused by fire, up to the level of coverage selected by the farmer. The policy will pay out based on the level of damage to the crops, without taking into account any deductibles or coverage levels.

Crop Fire coverage from FMH can give you the extra protection you need to ensure your crops are protected through dry summer conditions. LEARN MORE PASTURE FIRE

The Fire Insurance Protection - Smoke Index (FIP-SI) Endorsement provides coverage for a portion of the deductible for your Grape Crop Provisions that is not otherwise covered when the insured county experiences a minimum number of Smoke Events as determined by the Federal Crop Insurance Corporation (FCIC) in accordance with the Smoke Index ...

WHAT IS Crop Fire? Provides fire coverage for your unharvested acres of crop (FMH private product) WHY Crop Fire? Provides coverage for fires caused: accidentally by YOU or someone else - examples: combine fire, cigarette thrown in road ditch; AND by Acts of God (lightening, wild fire) MPCI (Multi-Peril) ONLY provides coverage for fires caused ...

Field fires can happen in any crop and at any time but tend to be more prevalent in mid-summer during cereal harvest. For a field fire to start, combustible materials must be ignited under the right conditions. An ignition source could be a spark from a harvest machine or heat from a …