CHM is the longest-serving health cost sharing ministry in the nation. Learn more about an affordable, faith-based healthcare solution.

Integrity and Accountability. As America’s first and longest-serving health cost sharing ministry, we make choices that prioritize integrity. CHM is a Better Business Accredited Charity with a first-in-the-nation independent accreditation from Demotech, a financial analysis firm that serves insurance companies by providing Financial Stability Ratings®.

Christian Healthcare Ministries is the original biblical solution to healthcare. Contact our team today to see how we can support you.

You don’t need to seek approval or permission from CHM to treat your patient. All medical decisions are made by the doctor and the patient. Your patient’s membership in CHM means less paperwork for you (patients should be billed directly) and fewer overhead costs because you don’t need the services of a billing specialist.

CHM offers four programs for people of all ages. Discover which CHM program works best for you with our Find Your Program quiz.

CHM is the original nonprofit health cost sharing ministry. Our biblical community of members in the United States and around the world “share” (voluntarily pay) each other’s eligible medical bills through monthly contributions. The powerful outcome is that members have taken care of over $11 billion in medical bills while keeping participation costs low.

CHM is a faith-based alternative to health insurance. It’s a membership-based, nonprofit ministry. As part of a biblical covenant, CHM members step in and help fellow brothers and sisters in Christ pay eligible medical bills according to the CHM Guidelines.. Choose from one of four programs—CHM Gold, CHM Silver, CHM Bronze, or CHM SeniorShare™—and add CHM …

As a faith-based cost sharing ministry, CHM can equip you with the tools you need to cost-effectively steward your resources. All of our group programs can include CHM Plus for catastrophic medical events.. Explore group plans with CHM that will help you create a solution that satisfies ACA requirements.

Christ. Compassion. Community. These three commonalities connect all believers, making CHM a fantastic fit for every Christian. Experience biblical unity in healthcare with programs that fit your faith and your finances.

Christian Healthcare Ministries brings a sense of community to Christians around the world. Find spiritual, entrepreneur, & family-oriented resources here.