The Petal 1 Family of cards is designed to help you build credit responsibly, whether you're establishing credit for the first time or rebuilding your score.

Feb 12, 2025 · The Petal 1 can offer a path to credit — and even rewards — for people with a less-than-ideal cash flow or credit history. The issuer can look beyond just credit scores to determine eligibility.

Apply once for your best offer across all three Petal cards. Variable APR range from 28.99% – 33.99% 1. Cards issued by WebBank. Cards for every type of credit builder. All rewards, no fees. Build credit without an annual membership fee. Build credit, simply. *Card fees and terms may vary for members acquired prior to 5/16/23.

May 16, 2023 · The Petal 1 Rise card is designed for credit builders — whether you’re a rebuilder or establishing credit for the first time. The Rise card expands access to credit by introducing a modest annual membership fee.

May 16, 2023 · What’s the difference between the different Petal products? There are three Petal cards: Petal 1 Rise, Petal 1, and Petal 2. When it comes to cash back, all three cards offer 2-10% cash back at local and national merchants.

Apr 1, 2025 · The Petal 1 and Petal 2 cards can help you build credit and earn cash back along the way, but each card has its own set of benefits to consider.

Jan 8, 2025 · For those whose credit score is muddied by missteps, the Petal¨ 1 “No Annual Fee” Visa¨ Credit Card (issued by WebBank) may be a good option. It’s one of a tiny batch of credit cards...

4 days ago · The Petal 1 Credit Card, issued by WebBank, is a good unsecured credit card for people trying to build or improve their credit. Other cards for building credit usually require you to put down a security deposit of $200. But the Petal 1 Credit Card doesn’t require a security deposit — and it has a $0 annual fee.

Jan 3, 2025 · The Petal 1 Rise is specifically designed to help individuals gain access to a credit card and build or rebuild their credit responsibly. The card is not a secured credit card, so no upfront...

Apr 7, 2025 · Though it lacks the robust cash back rewards program that comes with the Petal® 2 "Cash Back, No Fees" Visa® Credit Card, the Petal® 1 "No Annual Fee" Visa® Credit Card should help you keep costs low as you work to build a positive credit history.