NACA is a mortgage program that offers zero down payments, no closing costs and below-market interest rates.

Mortgage rates dropped to a 1-year low, and recent data shows a clear shift toward buyers across the U.S. housing market.

If you've never applied for a home loan, it can seem overwhelming. GOBankingRates asked ChatGPT to break down the steps ...

The 30-year fixed-rate mortgage remains the most popular home loan by a wide margin. Roughly 90% of homeowners with a ...

Refinancing a mortgage means getting a new loan to replace your current mortgage, which could lower your interest rate, accelerate your repayment term or cash out equity — all of which can help ...

If you took out a mortgage in the last year or two, you might still be reeling from the closing costs you paid — and understandably hesitant to repeat the process even if mortgage rates have ...

Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.36%. For 20-year mortgage refinances, ...

The rate on a 30-year fixed refinance fell to 6.34% today, according to the Mortgage Research Center. Rates averaged 5.32% ...

The rate on a 30-year fixed refinance decreased to 6.4% today, according to the Mortgage Research Center. The average rate on ...

US mortgage rates today dipped slightly on October 14, 2025. The 30-year fixed mortgage averaged 6.30%, while the 15-year ...

Mortgage rates just dropped again. The average 30-year fixed mortgage rate in the U.S. now stands at 6.218%, its lowest level ...

The average long-term mortgage rate slipped to 6.27% from 6.3% last week, mortgage buyer Freddie Mac said Thursday. A year ago, the rate averaged 6.44%.