New York and California currently have the lowest 30-year mortgage refi rates The states with the cheapest 30-year mortgage refinance rates Wednesday were New York, California, Louisiana ...

After falling for three days, 30-year mortgage refinance rates changed direction to climb 3 basis points Tuesday, raising the ...

After ticking up for two days, 30-year refi rates dropped Monday to their cheapest level since mid-December. Rates moved lower for other refinance loan types as well.

These are today's mortgage and refinance rates. Mortgage rates may not fall much this year unless inflation shows further signs of slowing.

When people talk about mortgage rates, they're typically referring to national averages. But if you're getting ready to buy or refinance a home, these averages aren't always super useful.