If you want a template that does all the math for you, Google Sheets offers annual and monthly budget templates. You can also find tons of third-party templates you can customize in Google Sheets.

Add your income and expenses to this monthly budget planner ... A budget planner is a tool, such as a worksheet or template, that you can use to design your budget. A successful budget planner ...

Whether you’re managing an annual or monthly budget, Excel’s flexibility allows you to make adjustments with just a few clicks. We also found plenty of Google Sheets budget templates.