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How to apply for a credit card
Applying for your first credit card can seem overwhelming, but these tips can help make the process seamless. Here's ...
What is the average credit score in the US?
Most generations increased their average FICO Score by a single point in 2024, although Generation X, currently carrying more ...
This is what happens when Buy Now, Pay Later loans are folded into FICO scores
After a detailed study with Affirm, FICO is considering a scoring model that incorporates BNPL loans, offering the ...
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How one person repaired her credit and turned her finances around
When Emma moved from Europe to the U.S. as a young adult, she didn’t have a credit score. She couldn’t get a credit card, and with no income, she had trouble paying for larger expenses. Her American ...