The decision to cash in your CD account shouldn't be made hastily. Here's when experts say it makes the most sense.

Personal finance can compass a wide range of topics, but it boils down to how you want to save and invest your money. Investing in a certificate of deposit might be right if you’re not the risky ...

Enter the CD ladder — a strategy that lets you capture today's higher rates while maintaining regular access to your money. To build a CD ladder, you spread your deposit across multiple terms ...

CDs can be a smart tool if you're looking to earn interest over time — especially if you take these approaches.

A CD barbell is a strategy that uses a short-term (less than one year) and long-term (one year or longer) CD in tandem, like ...

A mini CD ladder consists of only short-term CDs. For example, you might open a three-month, six-month and nine-month CD, and then reinvest the money in a nine-month CD as the term for each expires.

Like many experts, Kyle Luetters, a certified financial planner, recommends keeping three to six months of living expenses in ...

You can build a CD ladder by opening CDs with varying maturity terms. CDs renew automatically and incur early withdrawal penalties if you take money out before maturity. Here’s how the penalty ...