An easy veggie pasta bake is a great recipe to have on hand. This one's taken up a notch with roasted peppers and creamy mozzarella. Each serving provides 418 kcal, 20g protein, 59g carbohydrate ...

And for those earning more than £125,140, there is no tax-free allowance at all. Okay, so how much can you have in savings before you need to start worrying about breaching the allowance?