Retirement planning has evolved, and in 2025, more retirees than ever are turning to fixed index annuities, or FIAs, to ...
Latest figures confirm record sales in 2024, including four straight quarters exceeding $100 billion, with most of the wins ...
Total quarterly annuity sales exceeded $100 billion in all four quarters of 2024, marking the first time this milestone was ...
Annuities and dividend stocks are two common ways to achieve this. Some soon-to-be retirees prioritize security and ...
Also, there are significant tax advantages. The policy’s cash value grows tax-deferred, and policyholders can access funds through tax-free withdrawals or loans. So it’s no surprise that IULs are ...
When rates are high, annuities offer higher monthly payments. If rates are low when you purchase, you may lock in a lower payout. Variable and indexed annuities are directly affected by market ...
For the first time ever, total quarterly annuity sales surpassed $100 billion in all four quarters of the year, LIMRA says.
U.S. annuity sales hit an all-time high last year, and that momentum is expected to continue for the next couple of years, according to Limra. Sales in 2024 skyrocketed to $432.6 billion, an increase ...
Other types of annuities, like variable annuities and indexed annuities, share certain features with a fixed annuity but may offer greater payouts—and greater risks. Many financial professionals ...
Indexed annuities: A hybrid approach. Indexed annuities combine the stability of fixed annuities with the growth potential of variable annuities. They commonly guarantee a minimum return while ...