Before most house hunters can close the deal, they need to qualify for a mortgage. Learning how to apply for a mortgage in advance — and breaking the process down into digestible steps — can help ...

A 15-year loan vs. a 30-year loan: Most people opt for a 30-year mortgage loan since it means smaller monthly payments over a ...

One of the drawbacks of buying now and refinancing later is that it costs money to refinance a mortgage. Closing costs on a ...

Goodliffe said: “One of the biggest mistakes first-time buyers make is falling for conditional selling. You don’t have to use the estate agent’s broker or solicitor, no matter how much pressure they ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...