Buying a CD typically includes an evaluation of trade-offs. A longer-term CD commonly will offer a higher APY, but then ...

A mini CD ladder consists of only short-term CDs. For example, you might open a three-month, six-month and nine-month CD, and then reinvest the money in a nine-month CD as the term for each expires.

CDs can be a smart tool if you're looking to earn interest over time — especially if you take these approaches.

A CD barbell is a strategy that uses a short-term (less than one year) and long-term (one year or longer) CD in tandem, like ...

The central bank's actions play a big role in CD and savings rates. Here's how to take advantage of its latest move.

Open a new bank account today and earn a top interest rate. Our experts have researched the best rates on checking, savings, ...

The Federal Reserve on Wednesday decided yet again to stand pat on interest rates. Despite the Fed’s inaction, there are still opportunities to maximize the interest you earn on your savings or reduce ...

CD laddering offers retirees a safe way to maximize fixed income returns. Recent rate hikes have made this classic strategy ...

Open a new bank account today and earn a top interest rate. Our experts have researched the best rates on checking, savings, ...

The traditional certificate of deposit (CD) is far from being the only CD product available to savers. Financial institutions offer a variety of CDs, giving savers more flexibility to manage their ...

Open a new bank account today and earn a top interest rate. Our experts have researched the best rates on checking, savings, ...

Like many experts, Kyle Luetters, a certified financial planner, recommends keeping three to six months of living expenses in ...