A deferred annuity is a long-term contract with an insurance company that provides future income—often for life—in exchange ...

Target-date funds with annuities provide regular income and more protection from market crashes. But fees and check amount ...

This is why fixed index annuities are often suggested as a bond substitute these days — especially for retirees. They protect your principal. They avoid the losses bonds can experience and ...

By combining dividend stocks, bonds, REITs, annuities, and other options, you can create a well-rounded portfolio tailored to ...

Profit and prosper with the best of expert advice - straight to your e-mail. Annuities, bonds and bank certificates of deposit (CDs) produce an income stream and thus are part of the fixed-income ...

With Trump’s tariff recently causing a sudden spike in stock market volatility, it’s not hard to imagine that many folks are ...

Annuities and mutual funds are two popular investments ... insurance credit rating agencies like A.M. Best, Fitch, Kroll Bond Rating Agency (KBRA), Moody’s and S&P Global. A mutual fund is ...

Annuities are appropriate for anyone uncomfortable having to provide income for themselves using a typical stock and bond portfolio, says Dan Casey, investment advisor and founder at Bridgeriver ...

In these cases, SPIA annuities pay more than Treasury bonds, have some tax advantages, and are potentially quite useful for early and standard-age retirees. One of the central problems of living ...

but they also have less potential for significant gains or losses than variable annuities. Eric Bond, wealth advisor with Bond Wealth Management in Long Beach, California, says a newer type of ...