Before getting that loan or using your line of credit for an RRSP investment, experts say you need to be clear on your medium and long-term financial goals. Srivindhya Kolluru is a Toronto-based ...

Towfiqu Photography / Getty Images Registered retirement savings plans (RRSP) and registered pension plans (RPP) are both retirement savings plans that are registered with the Canada Revenue ...

Understanding that not everyone has the ability to save, Kabot says one option is to take out an RRSP loan, which banks usually offer at a favourable rate. “It’s sort of like a forced saving ...

If you have the cash but not the discipline, are you likely to repay the loan or just pile it on to your line of credit? The easiest way to get the discipline is through a payroll deduction — set it ...