In 2014, the Bank of Russia launched the Financial Messaging System (SPFS) in test mode. The system can transmit data in the SWIFT format, but it does not depend on its channels. In 2017 ...

“To carry out international transactions without SWIFT, US banks would need to resort to cumbersome alternatives such as using SPFS (Russia’s homegrown SWIFT alternative). Such manoeuvres are ...

Are you looking to shop some of my favorites for every occasion? Here are the SPFs I reach for over and over again—all available right now at Sephora.

Doctors and experts explain why expiration dates matter and everything else you need to know about SPFs. Like any beauty product with active ingredients, SPFs and sunscreens expire, useable for a ...

From travel-friendly sticks to soothing Aloe-infused gels and SPFs for acne-prone skin, the options for Korean sunscreens are endless. Kimberley Medd, Clinic Lead at Face the Future is the first ...