Jasmine Hyman is the assistant beauty editor at Cosmo. She's obsessed with all things skin including acne-safe makeup and multitasking makeup. For this story, she, along with Cosmo's beauty editor ...

I mean the Aussies endure a UV index of 10 and above regularly, so I def trust them when it comes ... one with high SPF for the beach and pool, one that feels light and sheer for walking around ...