Perhaps interest rates have dropped enough to pull the trigger. Maybe you want to tap your equity to fund a major home remodel.Or shorten your mortgage term and save thousands on interest. Or pay down ...

Most of us remember the good old days of 3% and 4% mortgage rates. But the end of the pandemic also killed the mortgage rate party as inflation took hold and rates soared. Still, many of us bought ...

Considering the current mortgage rate of around 6.41% in September 2025, and knowing that rates were half as much 10-15 years ...

Recent homebuyers were sold on "buy now, refi later," according to a U.S. News survey. But Fed rate cuts won't bring back ...

Even after you’ve paid off your home, you can still borrow against your home’s equity. There are several ways to tap your equity when you’re mortgage-free, including with a home equity loan, HELOC or ...

*Refers to the latest 2 years of stltoday.com stories. Cancel anytime. Refinancing your mortgage can help you meet a number of financial goals, like reducing your monthly mortgage payment, paying off ...

Buying a house is an attractive proposition in these days of low mortgage interest rates and fallen prices. But if you want to buy a new home, while renting out the old one, you could face a glitch.

For homeowners going through a divorce, there are several ways to refinance a mortgage that leave both parties happy. One of the many major decisions to make during a divorce is what to do with the ...

Let’s say you refinance your student loans and buy a house. Six months later, you get laid off and begin to have trouble making your student loan and mortgage payments. You try to defer your student ...