If you want a template that does all the math for you, Google Sheets offers annual and monthly budget templates. You can also find tons of third-party templates you can customize in Google Sheets.

Add your income and expenses to this monthly budget planner ... A budget planner is a tool, such as a worksheet or template, that you can use to design your budget. A successful budget planner ...

Whether you’re managing an annual or monthly budget, Excel’s flexibility allows you to make adjustments with just a few clicks. We also found plenty of Google Sheets budget templates.

Google Sheets can't be overlooked when it comes to budgeting. It's customizable, free, and available to everyone. Learn what you're missing out on.