FredFroese / Getty Images A representative payee is appointed to accept Social Security or Supplemental Security Income (SSI) payments for someone incapable of managing their benefits.

This states that a cheque can only be paid into the account of the person name on the cheque, the payee. This effectively means that the payee cannot sign the cheque over to another person.

The concept of a Representative Payee is vital in the realm of Social Security, particularly for those who cannot manage their own financial affairs. This role is designed to ensure that the funds ...