Commissions do not affect our editors' opinions or evaluations. EarnIn is a financial app that lets consumers access their earned wages before they’re deposited into their bank account.

The Earnin app is a great option when you’re short on cash between paychecks and need a boost or a small personal loan.

So I started looking into other alternative methods." James tried out a number of earned wage access products before settling on EarnIn, a Palo Alto, California-based, direct-to-consumer provider of ...