Debt management programs could save you thousands, but the actual savings depend on your debt and repayment habits.

With the average American carrying nearly $8,000 in credit card debt and card rates hovering near historic highs, debt-related stress has become a daily reality for millions of households. In today's ...

Successful debt settlement typically results in your having to pay 50 to 80% of the original balance. But this is not guaranteed; creditors will not always agree to negotiate.

Debt management programs. Not to be confused with a debt settlement program, a debt management plan groups several credit card debts into one payment, cuts your interest rate, and creates a 3- to ...

Not all debt management programs are created equal. Here's how to avoid the ones that could hurt more than help.

A debt relief program, also known as a debt settlement program, involves negotiating with creditors so that you can pay back less than you owe. Here’s how it works and what you have to do to get ...

Debt relief programs come in many forms, including settlement, counseling and management plans, to help you regain control of your finances.

Debt relief can take many forms, from consolidating debt to filing for bankruptcy. A so-called debt relief program, also known as a debt settlement program, is a detailed road map designed to help ...

Certain tax relief strategies can help small business owners resolve IRS debt without having to close, experts say.

Find the best debt relief program that fits your financial situation. Top 5 Debt Relief Programs of 2025: What’s Best for Your Financial Situation? Skip to main content Skip to main content ...

Debt Relief Program Pros and Cons: Debt Settlement Pros Reduced debt load: You may be able to resolve your balances for less than what you owe, often with a lump-sum payment.

Income-Based Qualifications. Many government debt relief programs require you to meet income-based criteria. This figure determines how much assistance you’re eligible to receive.