As home equity loan rates sit near a two-year low, many homeowners may be wondering about the merits of acting now.

As of October 15, 2025, the average home equity loan rate is 8.13%, according to Bankrate’s regular survey of rates. The ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Home equity loan interest rates are on the decline, but is it worth locking one in before the October Fed meeting?

Home equity rates have dipped to their lowest levels since 2023, and that could open the door for more borrowers.

Minimal movement in home equity rates in the latest week. The benchmark 5-year $30,000 home equity loan edged down two basis ...

Home equity rates ticked lower in the latest week, reaching levels not seen since 2023. The $30,000 home equity line of credit fell five basis points to 7.84 percent, according to Bankrate’s national ...

The rate on a 30-year fixed refinance climbed to 6.27% today, according to the Mortgage Research Center. The 15-year, ...

Miranda Marquit is a staff senior personal finance editor for Buy Side. A home equity loan allows you to access the ownership stake you've built in your home to accomplish your financial goals. Home ...