As home equity loan rates sit near a two-year low, many homeowners may be wondering about the merits of acting now.

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

As of October 15, 2025, the average home equity loan rate is 8.13%, according to Bankrate’s regular survey of rates. The ...

The interest rate climate is changing again, and with it, new considerations are arising for homeowners in need of extra financial support. While it's still relatively expensive to borrow money with a ...

Home equity rates have dipped to their lowest levels since 2023, and that could open the door for more borrowers.

Not much movement with home equity rates in the latest week. The average rate on a $30,000 home equity line of credit (HELOC) was unchanged, holding at 8.12 percent, according to Bankrate’s national ...

What’s driving home equity rates today? Rates on HELOCs and home equity loans are being driven primarily by two factors: lender competition for new customers and the Federal Reserve’s actions. The Fed ...

Caroline Basile is Forbes Advisor’s student loans and mortgages deputy editor. With experience in both the mortgage industry and as a journalist, she was previously an editor with HousingWire, where ...