Average mortgage refinance rates have been volleying between 6.5% and 7% as fears of both higher inflation and an economic ...

Because cash-out refinances are a riskier proposition, they tend to have higher interest rates compared to a regular refinance. Some factors that influence your refi’s rate are market-driven, but ...

If you've been thinking of refinancing your home loan, these brief descriptions will give you the background information ...

A rate and term refinance is used to pay off the current loan, including late fees or prepayment penalties that the borrower ...

Annual spending on home improvements has been down in recent years, but that’s expected to change in 2025 with a 1.2% increase in renovation spending, according to a report by the Joint Center for ...

In the evolving interest rate climate of 2025, this is now the least expensive way to borrow from your home equity.

Make sure to tap into your home equity using a VA cash-out refinance for the right reasons, such as making home renovations and repairs or consolidating high-interest debt. Think twice before ...

There’s a reason so many people have struggled to buy a home in recent years. U.S. home values have soared in the past ...

Refinancing for home improvement involves a specific type of transaction, called a cash-out refinance. In a cash-out refinancing (cash-out refi for short), you replace your existing mortgage with ...