What is the highest paying CD rate right now? As of March 21, 2025, Mountain America Credit Union offers the highest paying CD rate at an APY of 5.00% for their 18-month CD. What should you consider ...

2025 - Rate Lock of 5% for 18 Months Still Available Top CD Rates Today, March 21, 2025 - Lock In 4.50% to 5% Until Fall 2026 Top CDs Today, March 20, 2025 - Earn 4.40% or More in Every Term ...

Commissions do not affect our editors' opinions or evaluations. After climbing for the past couple of years, CD rates have been slowly declining in 2024. CD rates tend to track the federal funds rate.