Jan. 31, 2025 – Rates Remain Fairly Steady

Mortgage Rates Today: January 31, 2025 – Rates Remain Fairly Steady
Today’s average mortgage rate on a 30-year fixed-rate mortgage is 6.85%, down 0.16 percentage point from the previous week, according to the Mortgage Research Center. Borrowers may be able to save on interest costs by going with a 15-year fixed mortgage,
Average rate on 30-year mortgage eases for second week in as row, but remains just below 7%
The average rate on a 30-year mortgage in the U.S. eased for the second week in a row, but remains just below 7%, little relief for prospective home shoppers looking ahead to the spring homebuying season.
There has been little movement in mortgage rates this week
Freddie Mac reports its Primary Mortgage Market Survey shows the 30-year fixed-rate mortgage (FRM) averaged 6.95% this week, the same as the previous week.
Today’s Mortgage Refinance Rates: January 31, 2025 – Rates Decrease
The rate on a 30-year fixed refinance fell to 6.93% today, according to the Mortgage Research Center. Rates averaged 5.87% for a 15-year financed mortgage and 6.8% for a 20-year financed mortgage. Related: Compare Current Refinance Rates 30-Year Fixed Refinance Interest Rates Currently,
Mortgage rates saw their first drop in six weeks — and this is the No. 1 mortgage provider in January 2025
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With Mortgage Rates Near a 4-Week Low, How Much Would Your Monthly Payment Be?
Mortgage rates are up just a couple of basis points since last week, keeping them near their post-Christmas low. Rates on new 30-year fixed-rate loans averaged 6.98% on Friday, as compared to the 4-week low of 6.93%. 15-year loans saw their Friday-to-Friday average rise a more sizable 8 basis points, now up to 6.14%.
Mortgage Rates Down After Five Weeks Of Increases
The 30-year fixed-rate mortgage (FRM) broke a five-week upward trajectory and dipped to 6.96%, according to Freddie Mac’s Primary Mortgage Market Survey (PMMS). At this same time last year, the rate averaged 6.
U.S. 30-year mortgage rate holds steady at 6.95%
MCLEAN, Va. - Freddie Mac (OTCQB: OTC:FMCC), a prominent player in financial services with a market capitalization of $17 billion, reported today that the 30-year fixed-rate mortgage (FRM) averaged 6.
Today's Mortgage Rates | Rates Start the Month a Bit Lower
These are today's mortgage and refinance rates. Where mortgage rates go this year depends on inflation and Fed policy.
Mortgage rates went down again. Here’s what that means for you.
The mortgage rate drop provides little relief for prospective shoppers looking ahead to the spring homebuying season.
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Mortgage Rates Forecast For 2025: Experts Predict How Much Rates Will Drop
Indeed, mortgage rates steadily marched upward following September’s jumbo-sized 50-basis point cut, with the 30-year-fixed mortgage rate now hovering in the upper 6% range. “I don’t ...
The 30-year mortgage rate is back below 7%. How does this affect your purchasing power?
Economic and monetary policy uncertainty and inflationary concerns will likely keep mortgage rates elevated for the near ...
30-Year Mortgage Rates Fall to Cheapest Level Since Before Christmas
Tuesday, to their lowest average in almost six weeks. Rate movement was mixed for other new purchase loan types.
Today's Mortgage Rates | Rates Down, Even as Inflation Ticks Up
These are today's mortgage and refinance rates. Mortgage rates fell this week, but where they go next depends on inflation.
Mortgage Rates Dip Slightly to 6.96% After Trump Delayed Imposing New Tariffs
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30-Year Refinance Rates Come Close to Dipping Back Under 7%
Rates on 30-year refinance loans dropped another 2 basis points Thursday. That's now a four-day decline of 12 basis points, which has reduced the average to 7.01%—the cheapest level for 30-year refi ...